Is Debt Review Right for Me

Many consumers in South Africa struggle to make ends meet as a result of overwhelming debt. The cause of large debt can be from the loss of a job, or circumstances beyond one’s control. Furthermore, many consumers are low income earners and rely heavily on credit to see to their basic needs. If you are…

Read More

Top Tips to Help You Manage the Fuel Price Increase

Fuel prices are to increase, yet again on the 1 st March 2023, including prices for gas, petrol, diesel, and paraffin. The Department of Mineral Resources and Energy’s Central energy Fund published prices as follows: retail prices for leaded 93 and unleaded 95 petrol will increase by R1.27 per litre. This means that prices will…

Read More

What is the NCA and the NCR

NCA and NCR are often used interchangeably. One can be forgiven for thinking that these acronyms are a part of the spy world and not knowing exactly what they mean. Read on to find out more: The National Credit Act (NCA) In 2007, a new Act was made into law. Called the National Credit Act (the NCA), its…

Read More

Debt Review can Help

One Debt | Take The First Step | debt

You may be one of the many South Africans who are battling to meet their monthly debt obligations. A large number of consumers fall easily into the debt trap, without first carefully thinking about the consequences of opening a new store card, using their credit cards or borrowing money. However, it only takes one life-changing…

Read More

New Year, New Goals

The vast majority of people begin their new year with goals and resolutions and the full intention of following through with them. You may decide to aim towards exercising more regularly, improving your knowledge or start a better eating plan as part of your new year’s goals. However, included in your resolutions for 2023, financial…

Read More

How Does Debt Review work

One Debt | Take The First Step | debt

Debt review or debt counselling could bring one welcome financial relief. A person experiencing financial difficulties knows just how stressful this is for both himself and his family. Financial stress can cause havoc in a relationship. A person who is over-indebted is one who cannot meet his monthly financial obligations. An example would be using…

Read More

Plan for January 2023 Now

The end of the year is all but here. If you are one of the fortunate, you will receive a year end bonus. This is a well deserved reward for hard work throughout the past year. However, before making plans on how to spend your bonus, stop and think a moment about the upcoming year.…

Read More

Benefits of Debt Review for You

If you are struggling with a huge amount of debt, and are unable to meet your monthly debt repayments, it is likely that you are over-indebted. You may have heard of debt review or debt counselling, but aren’t really certain if this is for you. You may feel a little biased towards the idea, believing…

Read More

You Can Spend Less During the Festive Season

The end of the year is fast approaching and many people are anticipating their holidays. However, December is often a time of excess spending, what with holiday visitors, Christmas celebrations and the like. 2022 has been a challenging year, but there are ways to ensure that you don’t fall into the cycle of December overspending.…

Read More

Debt Counselling – Step by Step

One Debt | Take The First Step | staircase-spiral-architecture-interior-

A large number of South Africans find themselves in a position of being unable to repay the debt they have incurred. A person who cannot repay his debt is referred to as being overindebted. Being overindebted can mean: Your disposable income does not last until your next payday Making late payments, or missing them altogether…

Read More