Blog - Debt Consolidation

You may find yourself among the thousands of South Africans in need of a National Credit Regulator (NCR) Debt Counsellor to undergo debt review. Perhaps you are receiving unpleasant letters and phone calls from debt collectors. When worry consumes you and you are unable to pay the debt instalments, life loses its zest. 1.????? NCR…

There are two things that you get out of a good debt review? you get the path you need to follow to escape the debt trap you are in and you also get the mantra required to stay out of debt! According to a report issued by the World Bank, for 2014, almost 86% of…

Are you struggling with debt? Are you scared to answer the phone because its sure to be someone harassing you for payment? Getting a debt review can help. Get a debt counsellor to assess and assist you with filing an application and ensuring that you are issued with a debt clearance certificate once all your…

If you’re facing the strain of over-indebtedness, experienced debt counsellors can improve your current situation and guide you to a future of financial freedom. At One Debt, professional counsellors harness their expertise, in-depth knowledge and dedication to provide you with a clear path out of debt. Here are just some of the benefits of working…

Are you struggling with debt? NCR debt counsellors can help. Virtually anyone can get into the debt trap. Over time, you are unable to repay your outstanding loan and you end up borrowing even more money to stay afloat. However, the good news is that you can resolve this problem by using NCR debt counsellors.…

A debt review is not a solution to your debt problem, but it does help you get out of it more easily and faster.  Getting into a debt trap is easy; it is coming out of it that’s hard.  The only good solution to a debt-ridden situation is paying the money owed in full. That,…

You’ve probably heard mention of the NCR … but do you know how this body protects you, especially if you are suffering under debt? The National Credit Regulator (NCR) was established as the regulator under the National Credit Act 34 of 2005. The best bit is that there are NCR debt counsellors who abide by…

Debt is a termite that slowly eats through your life, leaving you joyless and a slave to its demands. Almost everything you earn goes into the repayment of your debt and living a regular life seems like a distant dream. There is, however, a way to make sure you don’t get stuck in the debt…

Falling into the debt trap is easier than you know! A small purchase here or an emergency there and you’re out there looking for ways to get access to money that you don’t really have. Some of these situations are avoidable and others are not – the crux of the matter is that there’s not…

Debt payments have been the one niggling constant that South Africans have struggled to cope with. It is estimated that the South African spends a massive 76% of their income on paying off debts. What’s even worse is that a large section of that population regularly adds on more debt to their existing debt portfolio.…

Are you like the majority of South Africans – over-indebted and in need of assistance from a NCR Debt Counsellor? According to figures released by the World Bank, South Africans ranked as the world’s number one borrowers of money in 2014. And it seems that much of the money borrowed goes to covering basic everyday…

Debt review is a debt solution process targeted at South African consumers who are overly indebted and struggling to manage their debts. Tough economic times are undoubtedly leaving a mark on a great number of consumers in South Africa. Job cuts and the increasing costs of living have increasingly put many unsuspecting consumers in a…