Blog - Debt Consolidation

Blog - Debt Consolidation

Debt Consolidation In 10 Simple Steps

Debt consolidation in 10 simple steps is the result of The National Credit Act’s goal to help South African consumers develop an affordable repayment plan through Debt Review with the assistance of Debt Counsellors. The plan allows over-indebted people to avoid costly court administration. A successful debt review will enable you to repay all your…
Read More

Budgeting For The Year

So often we South Africans commit to the discipline of budgeting for the year to get out of debt and incur no new obligations. If this is you, you may determine to tighten your belt and eat cheap and at home. You resolve to never drive your car when you can walk and incorporate a…
Read More

Start The Year On A Positive Note With Debt Counselling

Are you missing out on the joy and excitement of a new year because you’re still dealing with last year’s debt? For some, 2019 promises to be full of brand new experiences and opportunities. For others, it threatens to be a financial nightmare. If you feel like your debt repayments are simply never going to…
Read More

Top Financial Tips To Implement In 2019

The beginning of a new year can be exciting, but it can also bring financial stress. New opportunities can become expensive. The children need back to school supplies, the oldest has university fees due, grandma needs help paying her medical bills, and petrol, rent, food and other expenses have increased again. We all face these…
Read More
How Not To Overspend This Holiday Season

FINANCIAL TIPS: ‘TIS THE SEASON TO SAVE

The December holiday season is a tempting time to spend more. From Christmas gifts to summer holiday plans, there does seem to be more expenses over the holiday season. This doesn’t mean that your December spending should land you in debt though. It is still possible to enjoy the season on a budget without becoming…
Read More
How Debt Review Can Help You

Don’t Wait For The New Year To Apply For Debt Consolidation

Another year is nearing its end. Have you found that it was another year of battling debt and staying afloat financially? Every year it feels as if everything is getting more expensive and many people struggle to make ends meet. Around this time is when many people look over the financial year and feel shocked…
Read More
Financial Tips: Holidays On A Budget

Financial Tips: Holidays On A Budget

The December holiday season often brings with it an increased financial burden. For South Africans that celebrate Christmas, there are gifts and family get-togethers that cost more. Many people take leave or get time off from work over this period, and many choose to go on holiday to visit other people and places. The end…
Read More
What's Your Financial Backup Plan?

What’s Your Financial Backup Plan?

When it comes to money, having a backup plan in place is always a good idea. Everything seems to cost money nowadays, and it often feels like there isn’t enough in the budget to go around. From the recent VAT increase that caused goods and service prices to increase, to unexpected expenses that crop up…
Read More
Financial Tips: Count Your Coins

Financial Tips: Count Your Coins

In an economy where you can find very little for under R10, coins are becoming less and less useful. Most of us tend to only keep small change on hand for the parking attendants, or for a handful of sweets at the corner store. Yes, it is handy to have a few coins when you…
Read More
Consolidation Of Credit Card Debt

Consolidation Of Credit Card Debt

Debt consolidation can help if you are worried about credit card debt. The greatest benefit of using a credit card is also the greatest risk – you can pay now and worry about the balance later. When month-end comes, and you have to settle your credit card balance, it can often be a shock just…
Read More
Have You Considered The Benefits Of A Credit Diet?

Have You Considered The Benefits Of A Credit Diet?

Many South Africans are interested in the benefits that debt counselling can offer them, such as lowered monthly instalments, reduced interest rates and legal protection from creditors. While many are signing up for debt counselling and debt review, there are still over 10 million South Africans who are struggling with their debt. One of the…
Read More
Financial Tips: Try The 30-Day Rule If You Struggle With Impulse Spending

Financial Tips: Try The 30-Day Rule If You Struggle With Impulse Spending

Do you struggle with impulse pending or money management, the 30-day rule is an excellent starting point. As its name suggests, it is an easy way to avoid impulse spending by waiting 30 days before buying something. The process is simple: ask yourself if you absolutely need the item, and if you need it immediately.…
Read More