Blog - Debt Consolidation

Blog - Debt Consolidation

Don’t Let Your Sweet Tooth Wreck Your Budget This Easter

Chocolate lovers live for Easter and all the goodies it brings. But between the road trips, family get-togethers, and other festivities, you could end up denting your pocket. Plus, if you’re already in debt, you probably don’t have the funds to celebrate anyway. You might find yourself waiting a few days so you can grab…
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Debt Counselling: What To Expect

If you are over indebted and feeling overwhelmed, you’ll be pleased to know there is help at hand.  You can make an appointment with a Debt Counsellor who will guide you through the process of debt counselling. This is a legal process where you will be declared over indebted and where your debt counsellor will…
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Quick Saving Tips For When Money Is Tight

In today’s increasingly busy world, it often seems that there is never enough money to buy what you really need and want. You may have noticed that the price of yoghurt or croissants has risen, leaving you wondering about the pair of shoes that you really would like, but don’t really need. Saving money is…
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Debt Consolidation In 10 Simple Steps

Debt consolidation in 10 simple steps is the result of The National Credit Act’s goal to help South African consumers develop an affordable repayment plan through Debt Review with the assistance of Debt Counsellors. The plan allows over-indebted people to avoid costly court administration. A successful debt review will enable you to repay all your…
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Budgeting For The Year

So often we South Africans commit to the discipline of budgeting for the year to get out of debt and incur no new obligations. If this is you, you may determine to tighten your belt and eat cheap and at home. You resolve to never drive your car when you can walk and incorporate a…
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Start The Year On A Positive Note With Debt Counselling

Are you missing out on the joy and excitement of a new year because you’re still dealing with last year’s debt? For some, 2019 promises to be full of brand new experiences and opportunities. For others, it threatens to be a financial nightmare. If you feel like your debt repayments are simply never going to…
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Top Financial Tips To Implement In 2019

The beginning of a new year can be exciting, but it can also bring financial stress. New opportunities can become expensive. The children need back to school supplies, the oldest has university fees due, grandma needs help paying her medical bills, and petrol, rent, food and other expenses have increased again. We all face these…
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How Not To Overspend This Holiday Season

FINANCIAL TIPS: ‘TIS THE SEASON TO SAVE

The December holiday season is a tempting time to spend more. From Christmas gifts to summer holiday plans, there does seem to be more expenses over the holiday season. This doesn’t mean that your December spending should land you in debt though. It is still possible to enjoy the season on a budget without becoming…
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How Debt Review Can Help You

Don’t Wait For The New Year To Apply For Debt Consolidation

Another year is nearing its end. Have you found that it was another year of battling debt and staying afloat financially? Every year it feels as if everything is getting more expensive and many people struggle to make ends meet. Around this time is when many people look over the financial year and feel shocked…
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Financial Tips: Holidays On A Budget

Financial Tips: Holidays On A Budget

The December holiday season often brings with it an increased financial burden. For South Africans that celebrate Christmas, there are gifts and family get-togethers that cost more. Many people take leave or get time off from work over this period, and many choose to go on holiday to visit other people and places. The end…
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What's Your Financial Backup Plan?

What’s Your Financial Backup Plan?

When it comes to money, having a backup plan in place is always a good idea. Everything seems to cost money nowadays, and it often feels like there isn’t enough in the budget to go around. From the recent VAT increase that caused goods and service prices to increase, to unexpected expenses that crop up…
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Financial Tips: Count Your Coins

Financial Tips: Count Your Coins

In an economy where you can find very little for under R10, coins are becoming less and less useful. Most of us tend to only keep small change on hand for the parking attendants, or for a handful of sweets at the corner store. Yes, it is handy to have a few coins when you…
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