Archive for January 2017

There is no escaping it:  South Africans are terrible savers.  We lag considerably behind other emerging countries when it comes to investments and savings.  The World Economic Forum puts our savings at a mere 15.4%, whilst countries like India and China sit at 32% and 51% respectively. There isn’t a culture of saving in South…

Children learn from observation.  They see how you behave and that leaves a lasting impression.  The saying, “do what I say, don’t do what I do” will never work with kids!  It is best therefore to practice good financial habits.  If saving is instilled as a value in your child at a young age, they…