Archive for November 2022

The end of the year is fast approaching and many people are anticipating their holidays. However, December is often a time of excess spending, what with holiday visitors, Christmas celebrations and the like. 2022 has been a challenging year, but there are ways to ensure that you don’t fall into the cycle of December overspending.…

A large number of South Africans find themselves in a position of being unable to repay the debt they have incurred. A person who cannot repay his debt is referred to as being overindebted. Being overindebted can mean: Your disposable income does not last until your next payday Making late payments, or missing them altogether…