Debt consolidation in 10 simple steps is the result of The National Credit Act’s goal to help South African consumers develop an affordable repayment plan through Debt Review with the assistance of Debt Counsellors. The plan allows over-indebted people to avoid costly court administration. A successful debt review will enable you to repay all your…

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So often we South Africans commit to the discipline of budgeting for the year to get out of debt and incur no new obligations. If this is you, you may determine to tighten your belt and eat cheap and at home. You resolve to never drive your car when you can walk and incorporate a…

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