Archive for July 2020

The National Credit Act (NCA) was first established and then signed in 2005 to protect a consumer who enters into a credit agreement with a credit provider. A credit provider is someone, or a business, that provides their services to you on credit. An example of a credit agreement could be a credit card, store…

You may find that you have too much debt and are struggling to make ends meet. If this is the case, you might want to consider applying for debt counselling. Before you approach a debt counsellor, it pays to ask a number of questions about what a good debt counsellor is, and what you need…