5 Step Guide to Debt Review

A large number of South Africans are struggling with debt. According to the National Credit Regulator, of the 23 million people with credit such as loans, store cards and credit cards, over 45% are considered over-indebted. This means that over 45% of people with credit cannot afford to meet their debt obligations. Fortunately, there is…

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Debt Counselling or Debt Consolidation – Which to Choose

For a large number of consumers, managing their debt is a necessary priority. You may have heard the words ‘debt counselling’ and ‘debt consolidation.’ But what are they, and which is the best option to choose? It is best to understand what each of these terms mean. Once you have a better perspective of each,…

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