Nowadays, more and more people are consulting NCR debt counsellors in South Africa when they are in debt and need the help of an expert to help them to make a plan to pay off their debts. Are you facing a similar challenge?
When a person is in debt, they are tense and due to this, unable to make informed decisions. It isn’t easy to pay off long-standing debts. Did you know that the citizens of South Africa have been given a provision by law wherein you can consult an expert to manage your finances?
Since the cost of living is increasing day by day, along with fuel prices and interest rates, most people do not know how to manage their finances well and that’s where the know-how of an NCR debt counsellor becomes really useful. Let’s take a look at the benefits of speaking to a counsellor at One Debt.
3 Benefits of Consulting an NCR Debt Counsellor:
1. Get Organised
An NCR debt counsellor helps you to create a budget and organise all your accounts. They help to merge all the unsettled debts and help you in creating a repayment schedule that is really workable. They do this in such a way that you’re able to take care of your day-to-day expenses and still keep a little amount aside every month. This helps to improve the cash flow situation.
2. Get Legal
When you take the help of an NCR debt counsellor, you also get legal protection and all further legal action is stopped after hiring a counsellor. The counsellor also negotiates with your creditors on your behalf and helps to decrease the monthly installment. Counsellors also persuade your creditors to stop them from filing for bankruptcy and to reduce the fees and interest rates.
3. Get Relief
Your counsellor helps to give you mental satisfaction and you are able to heave a sigh of relief.
You no longer need to answer numerous phone calls from the impatient creditors. They help to increase the credit rating and you are able to take charge of your financial status.
If you need to pay off your debts without much hassle, consult an NCR debt counsellor like One Debt today and see all your problems disappear into thin air!