There are few situations worse than not being able to celebrate a holiday or special occasion because you cannot afford it. Debt holds many people back from enjoying the holidays and experiencing the joy of gift-giving.
A debt review is the best gift you can give yourself
Christmas may seem like an eternity away, but that kind of thinking is why people are in debt in the first place. With a good sense of future planning and foresight, falling into debt can be avoided. Likewise, the first step towards managing and overcoming your current debt is establishing a good plan going forward. Speak to One Debt for a debt review to help you manage your debt in time to be able to enjoy Christmas. Our 10 step plan will have you rising above your debt and gaining independence swiftly. The first thing to do is to fill out our online application form. You will need to provide documents including your ID, proof of income, a list of your expenses, deductions, your creditors and debt. A friendly debt consultant will contact you once your application has been approved. The rest can be left in our capable hands. All you need to do is ensure you make the required payment every month to the Payment Distribution Agency. We notify your credit providers, the NCR and the credit bureaus and negotiate a monthly repayment to all your creditors. You make one simple monthly payment to the Payment Distribution Agency, who will allocate your payments to each creditor.
Life is easier with One Debt
Debt review not only helps you manage your debt, but helps protect you from becoming blacklisted or being pursued by legal action. One Debt makes every provision to help the debt review process work for you. We perform regular checks to cater for any changes in your financial situation and we provide assistance and advice. When your debt is repaid, you will be issued a Clearance Certificate. We will notify all your credit providers, the NCR and the credit bureaus that you are no longer under debt review. Contact One Debt to sign up or find out more about debt review.