3 Saving Habits For 2018

One Debt | Take The First Step | ways-to-save-2018-1-1-960x480-1

Are you worried that you’ll end up in debt if you don’t start saving right now? Habit number one to practice in 2018, whether you’re worried about falling into debt or already in debt, is to keep your spending money and savings money apart. A clever way to do this is to have two separate…

Read More

Worried About Your Debt? How To Gain Control

One Debt | Take The First Step | 21429026_m

Being in debt can often feel like a swim in the sea; one moment you’re bobbing in calm water and the next moment you’re being swept up uncontrollably in a huge wave. Don’t let your debt take you unawares. There are methods and tips to help you ride the wave until you’re safely back on…

Read More

Spend More Than You Budgeted This Holiday? How To Tackle Debt In 2018

One Debt | Take The First Step | south-africans-tackle-debt

You may have started the holiday season with the best intentions. Maybe you drafted a budget, cut down expenses, and asked your family members to cost-share holiday expenses. But despite your best efforts, you still ended up over-swiping your credit card and taking a salary advance. Don’t beat yourself up, it happens to the best…

Read More

Start Saving Now, You'll Thank Yourself Later

One Debt | Take The First Step | finance-tips-for-better-savings-in-2018.

It’s that time of year again – last year’s savings are depleted, supplies for the new year need to be stocked up, and there are countless other expenses for the year ahead. Perhaps you’ve started a new job this year, or you are about to celebrate a marriage or a new family member later in…

Read More

Think Before You Buy! Do You Really Need To Spend Lavishly?

One Debt | Take The First Step | aba16478162b97acc5e55a713ff1c19c

When the holiday season comes to an end, you might still be in the mood for big spending. Whether you splashed out on exciting Christmas gifts, a holiday away or just a few treats for yourself, you will need to bear the next month’s expenses in mind. A new year brings new expenses and with…

Read More

3 Tips For Saving Money This Holiday

One Debt | Take The First Step | budget_piggy.

The year is coming to an end and you may be worried about holiday expenses. Many people fall into the trap of buying things that aren’t really needed during the holidays. Saving money can be difficult in the beginning, especially during holiday seasons. However, there are simple ways to save money this holiday: budget correctly,…

Read More

Do Your Children Really Need Pocket Money?

One Debt | Take The First Step |resized_girl_putting_money_in_a_purse

Do your children receive pocket money every week? Is it starting to take a toll on your finances, or do you feel frustrated that your hard-earned money is being wasted or going unappreciated? Many parents feel that they provide more than enough for their children without pocket money included. Some parents worry that their children…

Read More

Is Being Frugal The Only Solution To Combat Debt?

One Debt | Take The First Step | Fotolia_action-plan-300x161-1

Famous books ranging from the Bible to Shakespeare give the same sage advice regarding money. They say things like, ‘Neither a borrower nor a lender be,’ or ‘The love of money is the root of all evil.’ However, the reality is we all need cash to live. We have to pay for food, shelter, education,…

Read More

Get Your Debt Sorted Out In Time For Christmas

One Debt | Take The First Step | lifesaver.j

There are few situations worse than not being able to celebrate a holiday or special occasion because you cannot afford it. Debt holds many people back from enjoying the holidays and experiencing the joy of gift-giving. A debt review is the best gift you can give yourself Christmas may seem like an eternity away, but…

Read More

Feeling Stuck? Dig Your Way Out Of Debt

One Debt | Take The First Step | NCR-debt-counsellor

Are you feeling stuck? Dig your way out of debt today by taking action to free yourself from that overwhelming feeling of over-indebtedness. Taking action makes you feel that you have regained control over your situation, and that there is finally some light at the end of the tunnel. Contact a reputable debt review consultant…

Read More